Consolidation Loans and Re-Mortgages

This is simply paying off smaller debts with one larger loan.  This loan could be secured (like a mortgage on your house) or unsecured (like a bank Loan) either way it can reduce and simplify your monthly outgoings by making one single payment rather than lots of little ones.  Consolidated loans often attract lower overall interest rates although this depends on your credit history and how the loan is structured.  This solution would be explained fully and by the experts if we feel it would be an option for you.

Advantages

• One payment each month
• You may be able to take payment protection on your new loan
• You may pay a lower interest rate on your new loan
• Get control of your finances within 6 weeks
• Can be used for Full & Final Settlements

Disadvantages

• By securing your loans you could put your home at risk if you miss payments
• You may extend the terms of your loans meaning you would pay more overall
• You may have to pay arrangement fees 

Why not click to fire up our FREE online Just-A-Minute Debt Test to see if there is a solution for you.  And if you feel you can't talk to us then click to download our FREE Debt Enquiry Form, complete it in the privacy of your own home and post back to us using the FREE post address

Speak to one of our friendly debt advisors, they're not here to judge or criticise, just to listen and help - call now on 08000 886 676

Whatever you choose to do you are not alone and if you can't share your worries with loved ones then share them with us!