Free Debt Advice and Top Tips to Help You Stay Out Of Debt

Don't reclaim your life by seeking debt advice and cutting up your credit cards only to start the spending spiral again...

Here are a few of our Top Tips for Staying Out of Debt

• Take Your lunch to work - how many of us do packed lunches for our children to save money and then spend £4 on a designer sandwich (that's £1000 per year!) - get yourself into the habit of making yours as well
• Go Smoke Free - even one packet a week would add up to savings of over £280 in a year
• Cash Is King - handing over cash makes us think twice about what we are buying - and you can get some cracking discounts on bigger purchases
• Yipee the 80's are back - dig out the shoulder-pads and either wear them with pride or sell them as vintage
• Go Eco - walking, riding a bike, taking public transport are all cheaper than driving.
• Be Honest - if you haven't been to the gym in over 2 months and you can cancel your subscription do. Borrow a dog and power walk those pounds away.
• Clip Coupons - there are loads about - snip and save money.
• HD is now on Freeview - and is much cheaper than a satellite or cable contract as you just pay for the box
• Maximise Your Income - could you take on more hours, are you entitled to any more benefits.
• Swap Shop - Need a onetime use outfit, bag or shoes borrow them from a mate don't buy them
• Can't cook Won't cook - try it you may even enjoy it or discover a hidden talent, cooking from scratch is so much cheaper than convenience foods.