What People Say
- I have had a spending problem for many years now and have been hiding the debts from my overspending from my husband...
Read more > - You really are debt angels, thank you everyone at Women in Debt...
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Women In Debt Customer Feedback
I have selected a few comments and letters you may relate to with your debt problem. We also believe they might inspire you to pick up the phone for some real honest advice.
"It's amazing how different my life is now, knowing that someone is dealing with my debts. A large weight has been lifted off my shoulders"
"Can I take this opportunity to thank you for all your help. It has made such a difference not having to worry so much over money all the time."
"Thankyou so much for understanding, it has made me feel a lot better knowing i have women in debt on my side, thankyou for the lovely telephone manner and putting my mind at ease"
"Thank you so much for your help and humour.... it really is appreciated x"
"Hi Georgina
Firstly thank you for your phone call, I already feel far better and not so worried having spoken to you tonight."
"I actually slept last night because all phone calls seemed to have stopped by yesterday afternoon."
"Hi, at the risk of sounding like one of those clichéd soundbites from the adverts, I just wanted to say that for the first time for I don't know how long, I can actually see a little glimmer of light at the end of my horrible dark tunnel! I walked to work this morning and didn't feel as weighed down as I usually do. I feel as though I've taken a significant step forward and whilst I know it's not going to be easy, I know it has to better than pretending everything is okay!"
"Sometimes I feel like I am quite strong and yet other times I just feel cornered and I cannot even concentrate on my work, thank you for your support."
"Hi, thanks for your help yesterday, it was really nice to talk to a 'normal' person (meant as a compliment!). You have certainly made me feel a little more in control of the situation, and I will keep you informed of how I get on."
"I am going to do my best to get the money together to go bankrupt, and hopefully will get there soon."
"As I said, I cannot thank you enough for just a listening ear and a bit of understanding - it means a lot. Speak soon"
"Hi Georgina, it was really nice talking to you and I actually feel much better for doing so as you totally understood."
WOMEN IN DEBT CASE STUDIES
"I called Women in Debt in September 2010 as my husband and I were in a terrible amount of debt. Ten years ago we had a thriving chain of chip shops in the North of England. Over the past 10 years though more fast food chains moved into our area and custom has gone down. Over a period of time we sold two of the chip shops allowing us to focus on the one with the least competition and the strongest turnover. I didn’t know though that my husband had been taking out loans on the other two businesses before we sold them and carried debt over onto what I thought was a thriving business. The bank wanted to withdraw our overdraft and force us to sell the business to repay the debts. As well as owing money to the bank over our business we also had personal credit card debt and a personal loan and overdrafts amounting to £24,000. Women in Debt helped me immensely, not only did they make me feel like I wasn’t alone out there with this sort of problem; they listened to why things had got so bad and didn’t try to talk down to me. We did some practical things like a full financial account of our business and personal debts and talked to another company who are dealing with the business debt on our behalf. I am so relieved that we can continue to trade and are in the process of agreeing with the bank something formal to repay the debts and at the same time Women in Debt have helped structure our personal debts into a Debt Management Plan." TH Oxford
"A big thank you to Women in Debt - you were great! I called Women in Debt after searching on the internet for a company that dealt with women’s debt problems. I have just come out of a relationship and have a severely disabled daughter who is now 9 years old. Because of my daughters disability it means that I can only work part-time and now I don’t have the support from my partner I am feeling the strain financially. I owed just over £23,000 but it was the repayments which were unmanageable and I had been falling behind for the last couple of months. Women in Debt went through all of the money I had coming in; my small salary, my child benefit, housing benefit and child maintenance and then she looked at my household outgoings; everything I needed to keep the roof over my head, heat and light and food for me and my daughter Amy. Then she looked at how much in total I owed on my credit cards and catalogues and what I should be paying each month to them. I could only afford £210 a month and should have been paying over £400. Women in Debt have put me in a Debt Management Plan and I pay them what I can afford each month (£210) and they distribute this to my creditors for me. The only money I had to pay them was the first instalment of £210 and then they take 15% each month after that. I can’t tell you have easy it is now, I don’t have to think about what is coming out and when it is coming out – it’s just one payment each month. Thanks again ladies" DF Lancashire
"I feel so ashamed that it has come to this to be honest, that I have let myself and my daughter down but I really want to get myself out of the mess I am in and in a few years be debt free. This for me was the last straw and something that gave me the courage to get help and come to you. I have been as honest as I can with my finances and with Women in Debt. Thank you for being so understanding with me and helping me and my daughter to have a better future" - JT Lancashire
"I called Women in Debt when I was in desperate need of debt help and advice. I was in a very bad relationship and could not afford to leave my partner as many of the debts were in my sole name. I asked Women in Debt if there was a way that I could sort out these problems without my partner knowing as I needed to do this before I left him. Women in Debt helped me to sort the debts by referring me for an Individual Voluntary Arrangement (IVA). I have just found out that my IVA has been accepted and have now left my partner and starting a new life. Thanks to everyone involved at Women in Debt." - CR Lancaster
"I have had a spending problem for many years now and have been hiding the debts from my overspending from my husband. He did not believe in credit cards and there was no way I could talk to him about it. It feels like I have spent all my life hiding the letters from him and dodging the phone calls - it got that bad that I started to steal things to sell to cover my repayments. It was when I was doing this that I heard about Women in Debt. I wish I had called before because when I spoke to Georgina on the phone she explained I wasn't alone and I had taken the first steps to sorting out my life! She explained to me that it would be better telling my husband about the situation than him finding out from the police if I were to get caught. As well as this advice I was given some practical advice on my debts, I got a full list of my income and expenditure with a repayment plan so I was able to approach my husband with a solution to my problem rather than just expect him to pick up the pieces of my mess. My husband didn't leave me, he was sad that I hadn't shared my problem and that I had been suffering for all these years. Thank you Women in Debt, especially you Georgina" - FC Birmingham
"You really are debt angels, thank you everyone at Women in Debt." - AT Cheshire
If any of the above letters have brought fears to the front of your mind then you should ring us today. If you feel like any of these ladies did before coming to Women in Debt, then pick up the phone and call and speak to someone from our supportive team of advisors, who can help. Call now on 08448 222 622, take our FREE online Just-A-Minute Debt Test now! Or click to complete our Debt Enquiry Form and post back to us FREE of charge.
Whatever you choose to do you are not alone and if you can't share your worries with loved ones then share them with us!
Call now for free impartial advice
08448 222 622
