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2nd Mar 2011
GUEST BLOG BY PANDORA – APPLYING FOR AN IVA
I have just gone into panic mode and completely lost sight of everything good that has been achieved by everybody who has been working so hard on my behalf for so long. [...]
18th Feb 2011
ALMOST 1 MILLION UNEMPLOYED UNDER THE AGE OF 24
And sadly two of my three children make up this shocking statistic! As a parent you start to look at why; was it me? Was it something I did? Could I have done more? I have three children (20, 18 & 16). The youngest only being saved from increasing this number by attending, what the college considers to be a full time course (2 days a week) in plumbing. [...]
16th Feb 2011
MEMBERS OF UB40 MAY SOON BE SIGNING ON
All 5 members of the band face bankruptcy Despite selling over 70 million records and having more than 50 UK chart singles, all five members of UB40 now face bankruptcy. Robin Campbell, Brian Travers, Terence Wilson, Norman Hassan and James Brown – are all reportedly being chased by liquidators after the state of their finances was flagged as a serious issue by the Inland Revenue. [...]
15th Feb 2011
THE FEAR OF DEBT
I have written and talked many times about my debt problems to help other women who are having similar issues with debt identify with me. It was 14 years ago for me, but my story tells other women in debt that there is light at the end of the tunnel, and that you can get past the shame and fear that comes with being in debt. [...]
15th Feb 2011
CAN’T PAY YOUR CREDIT CARD THIS MONTH?
This is a scenario that is very common at this time of year and even more so this year with the hike in VAT, petrol and food prices. As world commodity prices rise and the middle east political situation hots up threatening to push oil to record highs it is no wonder that more and more people are struggling to pay their bills. [...]
15th Feb 2011
CASH GOES OUT OF FASHION
Cash Goes Out of Fashion It’s hard to remember the days before decimalisation when things were counted in twelves. I have very feint memories of buying a sixpence bag of sweets – that made me three (see my spending started early!!). [...]
4th Feb 2011
FOURTH QUARTER INSOLVENCY FIGURES OUT TODAY
*Personal insolvencies at new high in England and Wales* A record number of people were declared insolvent in England and Wales in 2010 as the financial squeeze tightened. There were 135,089 people declared insolvent during the year, up by 0. 7% compared with the previous year, the Insolvency Service said. [...]
1st Feb 2011
DEBT ADVICE CUT BY GOVERNMENT AS SPENDING CUTS BITE
Five hundred specialist debt advisers have stopped taking on new cases because their funding will soon be stopped. The Financial Inclusion Fund has been paying for the specialists in England and Wales to give free advice for the past five years. [...]
31st Jan 2011
DEBT MANAGEMENT POLICY FOR MINICREDIT CLIENTS
For anyone considering a loan with minicredit here is from their own email their policy: *MiniCredit has the right to immediately start Legal action when the Customer has entered into a Debt Management Plan. * If the current loan balance is not repaid immediately, the balance will be defaulted on the 90th day overdue with the amount of £xxx You may log in to Your MiniCredit. co. [...]
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